The VA offers veterans housing assistance than can help eligible veterans buy, refinance, build, improve, or keep their home.
VA housing assistance covers:
- VA Backed Purchase Loans are loans backed the VA that give private lenders ease of mind. While veterans still must go through a private vendor most veterans receive better interest rates. Veterans also do not have to give a down payment, receive penalty fees, and need to get private mortgage insurance. For more information please visit https://www.va.gov/housing-assistance/home-loans/loan-types/purchase-loan/ or the nearest VA/VS office.
- Native American Direct Loan are loans given directly from the VA to Native American veterans or if their spouse is Native American. The loan can be used to buy, build, and improve a home that is in federal trust land. For more information please visit https://www.va.gov/housing-assistance/home-loans/loan-types/native-american-direct-loan/ or the nearest VA/VS office.
- Interest Rate Reduction Refinance Loan helps veterans refinance their VA backed loan. For more information please https://www.va.gov/housing-assistance/home-loans/loan-types/interest-rate-reduction-loan/ or the nearest VA/VS office.
- Cash-Out Refinance Loan allows veterans to refinance their non-VA home loan to a VA-backed loan. This loan also allows veterans to cash out equity of their home as they refinance their loan under new terms. For more information please https://www.va.gov/housing-assistance/home-loans/loan-types/cash-out-loan/ or the nearest VA/VS office.
- VA Loan Technicians can help veterans avoid foreclosure by helping the veterans figure out the best option available. For more information please visit https://www.va.gov/housing-assistance/home-loans/trouble-making-payments/ or the nearest VA/VS office.
- Disability Housing Grants offers grants to eligible veterans who need to buy or modify their home to meet special needs. For more information please visit https://www.va.gov/housing-assistance/disability-housing-grants/ or the nearest VA/VS office.
The State of Texas offers veterans additional benefits threw the Veterans Land Board. These benefits include:
- Texas State Veterans Homes are affordable homes owned by the state of Texas. Eligible veterans will have access to long-term nursing care, and specialty therapy. For more information please visit https://vlb.texas.gov/veterans-homes/index.html or the nearest VA/VS office.
- Land Loans are loans given by the State of Texas for eligible veterans who want to buy land. Veterans can borrow up to $150,000 to purchase land. For more information please visit https://vlb.texas.gov/loans/land-loans/index.html or the nearest VA/VS office.
- Home Loans are loans offered to veterans to purchase a home. For more information please visit https://s3.glo.texas.gov/vlb/loans/home-loans/ or the nearest VA/VS office.
- Home Improvement Loans are offered to eligible veterans to help repair or improve their home. For more information please visit https://s3.glo.texas.gov/vlb/loans/home-improvement/ or the nearest VA/VS office.
- Land Sales are quarterly land sales that offered to veterans and military members only. For more information please visit https://vlb.texas.gov/land/index.html or the nearest VA/VS office.
For more information about VA housing assistance please visit https://www.va.gov/housing-assistance/ or the nearest VA/VS office.
*Service members benefits can be found here
*Family member benefits can be found here